If you didn’t put much money or time into your van conversion, then maybe this isn’t a big deal and you’re ok insuring it with regular auto insurance. If you want the build and the stuff inside your campervan to be insured, you’ll need to get a Class B RV insurance policy. Again, this does not include coverage of any type of build or conversion inside or any personal effects inside. If you were to insure your van with a standard auto insurance policy, just like your regular car, the van would be protected in the event of an accident, theft, or damage depending on the specifics of your auto insurance plan. Each state has different requirements for how you can classify your camper van, but generally, these are the options: Auto Insurance PolicyĪ standard auto insurance policy only covers the vehicle itself, not any type of build inside or any of your personal belongings. First, it’s important to note the difference between an auto insurance policy and an RV insurance policy.
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